Terms and Conditions

Effective Date: October 18, 2025

Last Updated: February 24, 2026

Welcome to Passage AI, Inc. ("we," "our," "us"). These Terms and Conditions ("Terms") govern your access to and use of the Passage mobile application and related services (collectively, the "App"). By accessing or using the App, you agree to comply with and be bound by these Terms. If you do not agree, you must not use the App.

Passage AI, Inc. provides users with access to market data, analytics, charts, forecasts, and related financial insights.
The App is intended solely for informational and educational purposes and does not provide individualized advice or recommendations.
You agree to use the App only for lawful purposes and in accordance with these Terms.

Terms and Conditions

1. General Use

2. No Financial, Investment, or Professional Advice

3. Regulatory Compliance Statement

4. Privacy and Data Use

5. Forward-Looking and AI Disclaimers

6. No Warranties

7. Limitation of Liability

8. User Responsibilities

9. Intellectual Property

10. Third-Party Content and Links

11. International Use and Export Compliance

12. Indemnification

13. Changes to the Terms

14. Termination

15. Governing Law and Jurisdiction

16. Arbitration

17. Acknowledgment and Acceptance

18. Severability and Survivability

19. Contact Information

20. Consent to Marketing